PRIVACY
college student		Bank of America® Student Platinum Plus® Card % Variable APR* • No annual fee • No cosigner required • Receive a $25 statement credit after qualifying transaction • Total Security Protection® • Card issued by FIA Card Services, NA. *See terms and conditions
college student		Chase Flexible Rewards Student Card 0% Intro APR on all purchases and balance transfers for up to 6 months • After that % or up APR* • No Annual Fee • 1 point per eligible dollar spent in net purchases • Redeem rewards points at retailers like: best-buy or starbucks • great card member benefits, and establish your credit history • Grace period at least 20 days
college student		Bank of America Fidelity Investments® 529 College Rewards® American Express® 0% Intro APR on balance transfers & cash advance checks for 12 months • Then and purchases a % APR* • Earn 1.5% on net retail purchases charged to the card • Earnings transfer to your Fidelity Managed 529 Plan Account Automatically • American Express Selects enjoy special online offers • Card issued by FIA Card Services, N.A *See terms and conditions
college student		Chase +1 SM Student MasterCard® 0% Intro APR on purchases & balance transfers up to 6 months • Then a % variable APR • No Annual Fee • Earn Karma Points • 15 Karma Points just by getting approved for a Chase credit card • Earn more Karma Points at Facebook.com/plus1 • Share points with friends, give points to support causes • Get the limited edition Facebook t-shirt with 10 Karma Points • Redeem for music, movies, electronics, & more in the Chase+1 store
college student		Capital One® Platinum Card for Students • 0% APR on purchases for up to 3 months* • Then a variable % APR* • No Annual Fee • No Balance Transfer Fee • Credit Limit $300- $3000* • up to 40% off deals & 10% at Capital One Saving Zone on Yahoo Shopping • Collision, Damage, and Loss Insurance on rental cars • Customize your card design *See Card Terms & Conditions
college student		Capital One® No Hassle Cash SM for Students • 0% APR on purchases for up to 3 months* • Then a variable % APR* • Annual Fee $29 • 1% cash back on purchases • 25% annual bonus on the cash you've earned during the year* • Rewards won't expire for the life of your account • No Balance Transfer Fee • Credit Limit $300- $3000* • up to 40% off deals & 10% at Capital One Saving Zone on Yahoo Shopping • Collision, Damage, and Loss Insurance on rental cars *See Card Terms & Conditions
college student		Discover® Open Road SM Card for Students • 0% Interest on Purchases 6 months • Then a % APR* • Full 5% Cashback Bonus® on gas & auto maintenance purchases* • Up to 1% unlimited Cashback Bonus on all other purchases* • Increase even double value Bonus at 80 Cashback Partners • Easiest online account management options • $0 Fraud Liability Guarantee • No Annual Fee • Good Credit Required *See terms and conditions LINK
college student		Discover® Student Tropical Beach Card • 0% Intro APR* on Purchases usually for 6 months* read TERMS for current • Thereafter % or up APR* • No Annual Fee • 5% Cashback Bonus® in popular categories* • Up to 1% Cashback Bonus® on all other purchases automatically* • Build Your Credit History • Grace Period at least 25 days • Online account management • 100% protection from all unauthorized purchases
secured		First PREMIER Bank Secured Visa®/MasterCard®  • Annual Percentage Rate for Purchases 19.9% APR*  • Annual Fee: $69*  • Deposit account at least $200, maximum $5000  • Initial credit limit will be equal to your security deposit  • Consideration of credit limit increase in little as 6 months  • Grace period on purchases 25 days  • Wisconsin residents are not eligible  *See terms and conditions LINK
secured		New Millennium Bank Secured Black Diamond Card • Annual Percentage Rate 19.5% APR* • Annual Fee $59* • Credit limit of $300 to $10000 equal to balance in savings account • Not considering your credit history • Verifying only your age, social security number and residence • Solid credit history on your account • Ability to request credit line increases at any time with additional deposit • Grace Period for Purchases None • Rated 4 stars (Excellent) by Bauer Financial Services • Deposited funds are FDIC insured *See terms and conditions LINK
secured		Millennium Bank Secured Platinum • % or up APR* • Credit limit of $300 to $5000 • Processing fee $69.95* • Annual Fee $59* • NO Credit Check, We verify only your age, SSN, residence • Reports to all 3 bureaus • $100000 travel accident insurance • Auto rental insurance • Extended warranty protection *See terms and conditions LINK
secured & credit-help		Orchard Bank Custom Fit Mastercard® • Application will recommend credit card that best fits your needs • Application process can be aborted or customized at any time:   Fill out the inquiry form   View the credit cards you're actually pre-qualified for   Read terms & conditions of the credit card you've selected • Free online account management tools • Your choice of payment due dates • Zero Liability Fraud Protection • Platinum:   0% Intro APR for 6 months on Purchases & Balance Transfers   $0-$72 annual fee   Variable Purchase APR 8.90%-18.90%   $0-$29 setup fee's • Gold:   $39-$96 annual fee   Variable Purchase APR 8.90%-18.90%   $19-$39 setup fee's • Secured:   $0-48 annual fee   Variable Purchase APR 8.90%-14.90%   $100-200 minimum deposit *See Card Terms and Conditions LINK
credit-help		Aventium Gold Card • 9.9% APR* for Purchases • Account Set-up Fee: $29* (one-time fee) • Program Fee: $95* (one-time fee) • Annual Fee: $48* • Monthly Servicing Fee: $7* • Grace period on purchases of 25 days • Initial minimum credit limit will be at least $250* • Above Fees are billed to card making available credit $71* • Consideration of a credit limit increase after 6 months • not required to send any money to apply *See terms and conditions LINK
credit-help		Continental Finance Gold MasterCard® • As Low As 9.75% APR* • Set-Up Fee: $200 (one-time) • Annual Fee: $25 • Maintenance Fee: $12 monthly (starting second month) • Grace Period Not less than 25 days from Statement Date* • Monthly Reporting to Major Credit Bureaus Unsecured Creditline • FREE Online Access • Excellent Online Tools for Managing Your Finances • Semi-Annual Credit Limit Increases *Approval subject to other criteria *See terms and conditions LINK
credit-help		Total Visa® Card • 19.92% APR* • $48 Annual Fee* • One-time: Program Fee $96, Setup $56* • Participation Fee $8 monthly* • You get the status of a major credit card • Credit reported to 3 credit bureaus as Unsecured Credit line *See Card Terms & Conditions LINK
credit-help		UltraVX Visa® by Metabank APR: 18.00%* • UltraVX Visa has three different accounts, each with its own balance • No credit check or Income requirement • Cash Account: cash loads, Money Transfers, Transfers, Bill Payments • Secured Account is used to secure the Credit Line • Credit Account is used for all your purchases (reported line of credit) • When exceeding Credit Line - automatic Transfer from Cash Account • Maximum Credit Line is $25000 • UltraVX Visa is a credit card which may build your credit rating • UltraVX reports to the major credit bureaus each month • Safeguard credit score:automatically taking payments from CashAccount • Minimum payment is 4% of the Outstanding Credit Balance • Load methods: direct deposit, PayXone, Western Union, MoneyGram • UltraVX offers alerts to help you stay updated on account activity • Earn CLEAR REWARDS for Airlines, Hotels, and many more
credit-help		Access Unsecured Visa® from Plains Commerce Bank Fixed 19.92% APR* • $48 Annual Fee* • One-time: Program Fee $96, Set-up $56* • Participation Fee $8 monthly* • Reports to All Major Credit Bureaus • Free 24hour Online Account Access • 25 day grace period • Bad Credit or No Credit? Give Access It a Try • Outstanding Customer Service *See Card Terms & Conditions LINK
credit-help		MetaBank Rewards 660 Visa® Credit Card 19.92% APR* • This is an unsecured credit card • $300 starting credit limit* • $250 of fees will be billed to the card* • Participation Fee of $10 / month* • Automatic credit limit increases (optionable) • Reports to Equifax and TransUnion credit bureaus • Grace Period 25 days • Free Online Account Access *See Card Terms & Conditions LINK
credit-help + pre-paid		AccountNow™ Prepaid Visa® Card • Card activation $9.95, Premium $29.95 • Monthly Maintenance $4.95, Premium $9.95 • Deposit Funds (except bank wires) FREE • FREE paycheck direct deposits • Signature Purchases FREE • PIN-Based Purchases $0.50 • International Purchases $1.00 • FREE Online Web Service and Monthly Statement • FDIC Insured Deposits up to $100000 • Visa Zero Liability for unauthorized use Premium Plan: • 1 FREE cash withdrawal per month, then $2 • FREE Credit Builder, reports payment history to PRBC® credit bureau • Bill Pay Transaction 7 monthly transactions FREE; then $1 each • Write checks online with FREE bill pay • Perfect alternative to a checking account
credit-help + pre-paid		Eufora Stored Value MasterCard® Card • Annual fee $29.95 or $59 for Credit Builder • Value Load Fee $1 • Optional Credit Builder +$6/month (credit reporting) • Cash Reward Program • Online Access • Zero Liability • Identity Theft Insurance • Auto Rental Insurance • Up to 200000 Travel Accident Insurance
pre-paid		Western Union® Prepaid MasterCard® • Reload card at any of 47000 participating Western Union locations • One-time non-refundable Activation $9.95 Fee applied 1st Card load • You don’t even need a bank account • Directly deposit paycheck on the card & waive the $4.95 Monthly Fee • Check card balance online or over the phone • Nothing to pay until you receive & activate your card • Free Online Balance Inquiry • Free Call/Balance Inquiry • Free Live Customer Service Assistance • Free Electronic Statement • Max Balance $2500 (max $950 load/day) • Card will arrive within 5 to 7 business days of enrollment
pre-paid		First Vineyard edition Wired Plastic • First Vineyard does not set a limit or charge a fee for transactions • 1% cash back on your own spending • SSN & bank account or credit card required for in. fee (names don’t have to match) • $6.95 per month and one-time $39.95 fee to own • No credit approval/check required • Recharge it as you see fit with direct deposit, MO, cashiers check ect.
pre-paid		BuyRIGHT Stored Value MasterCard® Card • Monthly Fee $7.95 then free POS • Or no Monthly Fee then $1 POS • One-time activation fee of $29.95 +$20.00 minimum load • Payment option: Money Order, CC or Account • Automated Customer Service Fee Free (live $1) • Free Online Account Access • Direct Deposit Free, M.O. $1 • Pay Bills Online With Click-n-Pay $1 • Access BuyRIGHT Membership and prepaid card at one location
pre-paid		Wired Plastic Prepaid Visa® • NO Credit Card required even to open account • FREE=Payroll Direct, Check/MoneyOrder, ACH, PayPal, Online Funds • $3.95 per month & one-time $9.95 fee to own +initial balance • Online Account Management • Earn Wired Points™ Prepaid Airtime Minutes every $1=1second • Good for Verizon, TracFone, Cingular & AT&T • Receive 1000 bonus Points when you load & activate your card • May Review Your Credit History • May Review ID, SSN, BILL in your name (depending on credit history)
pre-paid		Millennium Advantage Pre-Paid MasterCard® • One-time acceptance fee $29.95 • Load fee of $1 each time • Maintenance fee $5.95 per month • ATM cash transaction fee $1.95 • ATM balance inquiry of $.75 • Call center fee of $1 per minute • No credit check or income verification required • No Chexsystem check • Phone and On-line account access
pre-paid		Baby Phat Prepaid Visa® RushCard • Free to add money: Deposit, Check, MO, Retail Locations • Free Online Statement • Free 24x7 customer service • No Hidden Fees • Activation Fee $19.95 • Maximum Card Balance $9999 • Non-PIN Transactions $1 ($10 max per month) • ATM Withdrawal Fee $1.95 ($3.50 outside the U.S.) • Pay bills quickly from over 20000 electronic billers • Everyone Approved pending verification of identity • Refer friends and receive $5
shopping + credit-help		Horizon Gold Card • Reported to a major credit bureau as an unsecured credit line • Unlimited access to your Credit Report • Membership Fee $14.95 a month • Initial $500 credit limit • We will not check your credit report ! • Required to have an active debit or credit card in your name • Reported to a major credit bureau as an unsecured credit line • $20000 in Identity Theft Protection Insurance
shopping + credit-help		Free Credit Club • 0% Purchase APR* • Merchandise credit line of $2500 • No upfront fee • At any time pay off full unpaid balance without penalty or costs • NO Credit Check or employment verification • Optional upgrade to $7500 merchandise credit line and Credit Manager • Minimum monthly payment is $25 or 15% of outstanding balance
shopping + credit-help		USA Universal Titanium • 0% Annual Percentage Rate APR for Purchases • Reported to a major credit bureau as an unsecured credit line • Instant *guaranteed online approval • Membership in the USA Credit Plan is $149.95 • Initial $7500 Merchandise credit line • FREE Credit Limit Increase Available after 6 months of $2500 • Optional ELITE Status Membership • No credit checks or turndowns • Apply now and get a $50 gift card or prepaid visa
shopping + credit-help		All American Gold Card • No Credit Check, No Interest Charges • 30 days money back guarantee on membership fee • Merchandise credit line $6000 • $149.95 1-time application fee BUT receive a $300 Grocery Gift Card • Minimum monthly payment is $25 or 15% of the balance • Down payment approximately 20-30% may be required
shopping + credit-help		USA Platinum • Instant *Guaranteed Online approval • No credit Checks • No Interest Charges • Merchandise credit line $7500 • Checking or Savings account required • Reporting to a credit bureau a $7500 unsecured credit line • $149 1 time application fee BUT $150 in merchandise credits *See website for terms and conditions
shopping + credit-help		USA Gold • Instant *Guaranteed Online approval • No credit Checks • Merchandise credit line up to $5000 • 0% APR unless you late • Reporting to a credit bureau • No annual fee, $149.95 1-time application fee BUT receive a $300 Grocery Gift Card